Intro Rate
|
Other
Annual Percentage Rates |
Variable
Rate Information |
Grace
Period |
Method
of Computing the Balance for Purchases |
Annual
Fee |
Minimum
or Fixed Finance Charge |
Other
Fees |
Over Limit &
Late Payment Fee
|
0.00%(6 Months)
|
Balance Transfers
9.99% up to 15.99% (Variable Rate)
Cash Advances
20.99% (Variable Rate)
Delinquency Rate
29.99%
|
Purchase & Balance Transfers
5.99% up to 11.99% (Variable Rate)
Cash Advances
15.99% (Variable Rate)
Delinquency
Rate
23.99%
|
25 Days on Purchases Only |
Average Daily Balance Method (Including new
purchases) |
$0.00 (1st Yr) / $25.00 Thereafter |
$2.00
minimum finance charge when interest is due, $2.50 closed Account management
fee if you voluntarily close your Account with a balance. |
Balance Transfer
3.00% of Amt / $5.00 Min.
Cash
Advance
4.00% of Amt / $10.00 Min.
Cash
Equivalent
4.00% of Amt / $20.00 Min.
Foreign Trans Fee Less than or
equal to 3.00% of trans Amt in U.S. Dollars.
Overdraft
Protection:
3.00% of Trans Amt $10.00 Min.
Convenience Check Advance:
3.00% of Trans Amt $5.00 Min.
|
Over Limit =
$39.00
Late Fees:
Balance up to $100= $19.0 from $100 to $250= $29.00 of $250
or more<= $39.00
|