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Cash Rewards Business Platinum Card Pricing
(Rates subject to change after this date. For current information please contact U.S. Bank)

August 1,2009
Intro Rate
Other Annual Percentage Rates Variable Rate Information Grace Period Method of Computing the Balance for Purchases Annual Fee Minimum or Fixed Finance Charge Other Fees

Over Limit &
Late Payment Fee

0.00%(6 Months)

Balance Transfers

9.99% up to 15.99% (Variable Rate)

Cash Advances

 20.99% (Variable Rate)

Delinquency Rate

29.99%

Purchase & Balance Transfers

5.99% up to 11.99% (Variable Rate)

Cash Advances

 15.99% (Variable Rate)

 Delinquency Rate

23.99%

25 Days on Purchases Only Average Daily Balance Method (Including new purchases) $0.00  (1st Yr) / $25.00 Thereafter $2.00 minimum finance charge when interest is due, $2.50 closed Account management fee if you voluntarily close your Account with a balance.

Balance Transfer

3.00% of Amt / $5.00 Min. 

Cash Advance

4.00% of Amt / $10.00 Min. 

Cash Equivalent

4.00% of Amt / $20.00 Min.  Foreign Trans Fee Less than or equal to 3.00% of trans Amt in U.S. Dollars. 

Overdraft Protection:

3.00% of Trans Amt $10.00 Min.

Convenience Check Advance:

3.00% of Trans Amt $5.00 Min.

Over Limit = $39.00

Late Fees:

Balance up to $100= $19.0 from $100 to $250= $29.00 of $250 or more<= $39.00

Features

The Business Visa Credit Card is designed to meet the needs of large and small businesses with one or more cardholders. The Business Visa Credit Card can be used at merchants worldwide who accept Visa Business Cards. You can use your card to pay for travel and related expenses such as car rental, hotel, entertainment, and restaurant charges. In addition to travel related expenses, the Business Visa Card allows you to make inventory and equipment purchases without having to establish credit with suppliers. If a supplier accepts Visa Business Cards simply use your Business Visa Credit Card to pay for the purchases. The transactions will be charged directly to your business checking account.

Ways the U.S. Bank Select Rewards Visa Business Platinum Card benefits your business:

  Great Introductory Offer - New U.S. Bank Cash Rewards Visa® Business Platinum Card members enjoy 0% APR on all purchases and balance transfers for the first six months. Plus, you'll enjoy a great variable rate after the first six months.
Easy Rewards Redemption - As soon as your cash reward balance reaches $25, just login to Internet Banking and select "Rewards Center", or call 866-485-4545 to request a check or statement credit in $25 increments.
 
Visa Zero Liability policy protects you from fraudulent use of your card or account information if it's lost or stolen. You'll never be responsible for unauthorized purchases, including those made online.
 
Fraud Protection You are not responsible for unauthorized charges if your U.S. Bank Cash Rewards Visa Business Platinum Credit Card is lost or stolen. Replacement cards sent within 48 hours

How does the Rewards Program Work?

You earn triple cash back - a full 3% on cellular, gas and purchases made at office supply stores and 1% on all other purchases made with your U.S. Bank Cash Rewards Visa Business Platinum Card. You'll also get an annual bonus equal to 25% of your prior year's Cash Rewards, calculated annually on your account anniversary date. Employee cards are free and earn Cash Rewards too. Redeem your cash back as soon as your rewards reach $25. Watch your Cash Rewards really add up fast! 
The Fine Print
Rewards are earned on net purchases only. Cash Rewards will not be earned for unauthorized Account transactions, Balance Transfers, Cash Advances, Cash Equivalent Advances, Overdraft Protection Advances, Convenience Checks, Finance Charges or Fees.
Rewards earned on open accounts in good standing only. If your account is closed for any reason, any reward remaining on the account will be forfeited.
There is no cap on the amount of Cash Rewards you can earn and they are non-expiring.
The Cash Rewards are calculated monthly and a rolling total appears on your monthly statement. Login to Internet Banking and select Rewards Center or call 866-485-4545 to redeem your earned cash in $25 increments, with a minimum redemption of $25. Earned reward amounts will be printed on monthly statements.
You can choose for your Cash Rewards to be issued in the form of a paper check or a statement credit. Full terms of the Cash Rewards program will be sent when you become a card member.

IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, street address (P.O. Boxes are not allowed under Federal law), date of birth and other information (including your Social Security or Tax Payer Identification Number) that allow us to identify you. We may ask to see your driver's license or other identifying documents. Your APR may increase if you fail to make timely payments to another creditor as reflected in your credit report. All Account terms are governed by the Cardmember agreement sent with the card. Account and Cardmember Agreement terms are not guaranteed for any period of time, we may change all terms, including APRs and fees, in accordance with the Cardmember Agreement and applicable law.
For credit lines greater than $25,000, please call Cardmember Service at 1-800-254-9882.

The U.S. Bank Cash Rewards Business Platinum Credit Card - Earn triple cash rewards on your business expenses! Earn 3% Cash Rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases.1 There's no cap on the amount of Cash Rewards you can earn, they never expire, plus they can be redeemed once you reach a $25 threshold, and in additional increments of $25 thereafter. There's no annual fee2  and all employee cards on your account will also earn Cash Rewards!  Plus, you'll receive an annual bonus equal to 25% of your prior year's Cash Rewards on your account anniversary date.3 

Back Ground
U.S. Bancorp (NYSE: USB), with $266 billion in assets, is the parent company of U.S. Bank, the 6th largest commercial bank in the United States. The company operates 2,850 banking offices and 5,173 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.
Enrollment
Complete and submit the faxable application and a Business Development Representative will contact in the next several days.
 
eQuotz® Disclaimer
Notice to users of the eQuotz® service: eQuotz®, its owners, employees, officers and directors are not responsible or liable for the services provided as a part of this website. The Website is to bring together merchants and acquirers for prospective business arrangements. Accordingly, eQuotz® is not responsible for the information related to any merchant or acquirer, for any quotes or subsequent pricing or for the quality of any services provided by any subscriber or user of the eQuotz® website, either merchant or acquirer. Use of this site constitutes the agreement of the user to deal with the acquirer and to hold Eqoutz, its officers, directors and employees harmless from any claims of any nature whatsoever.
Thank You
We certainly appreciate you taking the time to visit and use the eQuotz® product. We are confident this experience will save you money and improve the quality of your merchant account processing. If you agree with us, we would be very grateful if you would pass along the eQuotz® name as a referral to one of your business associates. However, if you feel that we did not completely meet your expectation, we want to hear about it help@equotz.com. Again, thank you for Your business!
 
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